Whether or not your insurance will cover your partner’s abortion depends on several factors.
Before considering the financial aspects of an abortion, you and your partner should first confirm the pregnancy and collect critical health details that will reveal your options.
At InnerVisions HealthCare, our expert medical team can provide no-cost pregnancy testing with 99% accuracy. We can verify your partner’s pregnancy with an ultrasound scan if the test result is positive.
Encourage your partner to make a no-cost and confidential appointment with us today.
Can Your Insurance Pay for Your Partner’s Abortion?
The following factors play a role in whether or not your insurance may extend coverage to your partner for an abortion. Keep reading to learn more.
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What Is the Legal State of Your Relationship?
Typically, health insurance companies will only cover your partner if you have a legally recognized relationship, such as marriage or a domestic partnership.
Suppose you did marry your partner during pregnancy. In that case, this is considered a “qualifying life event,” and you should be able to add your partner to your health insurance outside of the enrollment period.
While this may be helpful to know if your partner doesn’t have insurance coverage for her pregnancy, no matter what pregnancy option you’re considering, remember that marriage should be based on more than finances.
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What Are Your Local Laws?
Abortion coverage varies significantly from state to state based on laws, especially for government-sponsored coverage like Medicaid. Some states also have restrictions on whether private insurance can cover abortion or not.
As of August 27, 2024, Iowa restricts abortion after a heartbeat can be detected around six weeks of pregnancy gestation, with some exceptions. Iowa Medicaid will only pay for abortions under specific conditions.
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What Does Your Specific Policy Cover?
Not all insurance companies will cover elective abortions. Calling the insurance company directly (usually, the phone number is on the back of your insurance card) is the best way to get coverage information on your specific policy.
How Can You Support Your Partner?
Pregnancy can be an emotional time. You can support your partner by letting her know that you will stand by her through this situation.
Encourage her to contact InnerVisions HealthCare to confirm her pregnancy and learn how it is developing. You can accompany her to the appointment and learn about available options.
Visit InnerVisions HealthCare today. We care about you and your partner.
InnerVisions HealthCare does not provide or refer for abortions.
All abortion information sourced in this blog is based on accurate information at the time ofwriting.